Improving lower-income households' well-being through saving, asset-building, educational attainment, theories on saving, public policy, advanced quantitative analysis
|(734) 764-5547||(734) firstname.lastname@example.org||3688 SSWB||University of Michigan|
School of Social Work
1080 S. University Ave.
Ann Arbor, MI 48109
|2012||PhD||Social Work||University of Pittsburgh, PA|
|2005||MSW||Community Organization & Social Administration||University of Pittsburgh, PA|
|2004||BASW||Messiah College, Mechanicsburg, PA|
Despard, M., Grinstein-Weiss, M., de Ruyter, A., Guo, S., Oliphant, J., & Friedline, T. (in press). Bank account ownership: Effects of a tax-time savings intervention on household financial behavior. Journal of Financial Counseling and Planning.
Huang, J., Sherraden, M. S., Despard, M., Rothwell, D., Friedline, T., Doran, J., Zurlo, K., Birkenmaier, J., Callahan, C., & McKinney, R. (in press). Financial capability for all. Oxford/NASW Press.
Birkenmaier, J., Despard, M., Friedline, T., & Huang, J. (in press). Financial inclusion: The goal of financial access. Encyclopedia of Social Work.
Friedline, T., Rauscher, E., West, S., Phipps, B., Kardash, N., Chang, K., & Eckert, M. (2017). “They will go like I did”: How parents think about college for their young children in the context of rising costs. Children and Youth Services Review, 81, 340-349.
Friedline, T., & Kepple, N. (2017). Does community access to alternative financial services relate to individuals' use of these services? Beyond individual explanations. Journal of Consumer Policy, 40(1), 51-79.
Friedline, T., West, S., Rosell, N., Serido, J., & Shim, S. (2017). Do community characteristics relate to young adult college students’ credit card debt? The unique role of collective institutional efficacy. American Journal of Community Psychology, 59(1-2), 80-93.
Despard, M., Perantie, D., Taylor, S., Grinstein-Weiss, M., Friedline, T., & Raghavan, R. (2016). Student debt and hardship: Evidence from a large sample of low- and moderate-income households. Children and Youth Services Review, volume(70), 8-18.
Friedline, T., & West, S. (2016). Financial education is not enough: Millennials may need financial capability to demonstrate healthier financial behaviors. Journal of Family and Economic Issues, 37(4), 649-671.
Friedline, T., & Freeman, A. (2016). The potential for savings accounts to protect young adults from unsecured debt in periods of macroeconomic stability and decline. Social Service Review, 90(1), 83-129.
Friedline, T., Scanlon, E., Johnson, T., & Elliott W. (2015). Educational and financial institutions partnering to implement CSAs: Evaluation of financial partners' perspectives from the 2011 GEAR UP invitational priority. Journal of Community Practice, 23(2), 203-237.
Friedline, T. (2015). A developmental perspective on children's economic agency. Journal of Consumer Affairs [Special Issue: Starting Early for Financial Success: Capability into Action], 49(1), 39-68.
Friedline, T. (2014). Extending savings accounts to young people: Lessons from two decades of theory and research and implications for policy. In R. Cramer & T. Williams Shanks (Eds.), The assets perspective: The rise of asset building and its impacts on social policy (pp. 203–223). New York, NY: Palgrave MacMillan.
Friedline, T., Johnson, P., & Hughes, R. (2014). Toward healthy balance sheets: Are savings accounts a gateway to young adults' asset diversification and accumulation? Federal Reserve Bank of St. Louis Review, 96(4), 359-389.
Friedline, T., Nam, I., & Loke, V. (2014). Households' net worth accumulation patterns and young adults' financial well-being: Ripple effects of the Great Recession? Journal of Family and Economic Issues, 35, 390-410.
Cheatham, G., Smith, S. J., Elliott, W., & Friedline, T. (2013). Family assets, postsecondary education, and students with disabilities: Building on progress and overcoming challenges. Children and Youth Services Review, 35(7), 1078-1086.
Friedline, T., & Elliott, W. (2013). Connections with banking institutions and diverse asset portfolios in young adulthood: Children as potential future investors. Children and Youth Services Review, 35(6), 994-1006.
Friedline, T. (2012). Predicting children's savings: The role of parents' savings for transferring financial advantage and opportunities for financial inclusion. Children and Youth Services Review, 34(1), 144-154.
Elliott, W., Destin, M, & Friedline, T. (2011). Taking stock of ten years of research on the relationship between assets and children’s educational outcomes: Implications for theory, policy and intervention. Children and Youth Services Review, 33(11), 2312-2328.
Elliott, W., Jung, H., & Friedline, T. (2011). Raising math scores among children in low-wealth households: Potential Benefit of Children’s School Savings. Journal of Income Distribution, 20(2), 72-91.
Friedline, T. & Elliott, W. (2011). Predicting savings for white and black young adults: An early look at racial disparities in savings and the potential role of children's development accounts (CDAs). Journal of Race and Social Problems, 3(2), 99-118.
University of Michigan
School of Social Work
1080 South University Avenue
Ann Arbor, MI 48109-1106