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School of Social Work Research Publications for Terri L. Friedline

  1. Friedline, T., Stewart, K., Bolinger, C., & Wood, A. K. (2024). Credit scoring as a carceral practice: An abolitionist framework. Race and Social Problems, 16, 230-248.
  2. Friedline, T., Stewart, K., Bolinger, C., & Wood, A. K. (2024). Fintech as invasive infrastructure: A critical discourse analysis of corporate newswires and press releases. Socio-Economic Review.
  3. Friedline, T., Cross, F., Doyle, K., Lacombe-Duncan, A., & Schultz, K. (2023). Dismantling white supremacy and promoting anti-racism in social work research, teaching, and service: tensions, paradoxes and a collective response. Journal of the Society for Social Work and Research, 14(1), 87-99.
  4. Friedline, T., Morrow, S., Oh, S., Klemm, T., & Kugiya, J. (2022). Banks as racialized and gendered organizations: Interviews with frontline workers. Social Service Review, 96(3), 401-434.
  5. Friedline, T., Wood, A. K., & Morrow, S. (2022). Financial education as political education: A framework for targeting systems as sites of change. Journal of Community Practice, 30(4), 463-481.
  6. Chen, Z., & Friedline, T. (2022). Make the invisible underbanked visible: Who are the underbanked? Journal of Financial Counseling and Planning, 33(2), 160-170.
  7. Chen, Z., Friedline, T., & Lemieux, C. (2022). A national examination on payday loan use and financial well-being: A propensity score matching approach. Journal of Family and Economic Issues, 43, 678-689.
  8. Agnew, M., Bea, M. D., & Friedline, T. (2022). Payday lenders and premature mortality. Frontiers in Public Health, 10, 993585.
  9. Wood, A. K. & Friedline, T. (2021). The deadly mix of individual responsibility and racial capitalism. Current Affairs.
  10. Friedline, Terri & Wood, A. K. (2021). How banks are squeezing their staff. Public Seminar.
  11. Friedline, T., Wood, A. K., Wheatley, M., Oh, S., & Zheng, H. (2021). Doubling down on racial capitalism during covid-19: Qualitative interviews with bank employees. The ANNALS of the American Academy of Political and Social Science, 689(1), 163-184.
  12. Faber, J., & Friedline, T. (2020). The racialized costs of “traditional” banking in segregated America: Evidence from entry-level checking accounts. Race and Social Problems.
  13. Friedline, T., Chen, Z., & Morrow, S. (2020). Families’ financial stress & well-being: The importance of the economy and economic environments. Journal of Family and Economic Issues.
  14. Friedline, T., Franklin, T., Morrow, S., & Kugiya, J. (2020). The promises and perils of community benefits agreements: Evidence from public comments to a large bank merger. Journal of Community Practice, 28(4), 337-355.
  15. Friedline, T. (2020). Banking on a Revolution: Why Financial Technology Won’t Save a Broken System. New York, NY: Oxford University Press.
  16. Friedline, T., Naraharisetti, S., & Weaver, A. (2020). Digital redlining: Poor rural communities’ access to fintech and implications for financial inclusion. Journal of Poverty, 24(2), 168-192.
  17. Friedline, T., & Chen, Z. (2020). Digital redlining and the fintech marketplace: Evidence from United States zip codes. Journal of Consumer Affairs.
  18. Despard, M., Friedline, T., & West, S. (2020). Why do households lack emergency savings? The role of financial capability. Journal of Family and Economic Issues, 41, 542-557.
  19. Friedline, T., Despard, M., & West, S. (2019). Does the composition of financial services in a community relate to an individual’s savings account ownership? Journal of Community Practice, 27(1),
  20. Friedline, T., Dunham, I., & O’Brien, M. (2019). The financial services environment and schools’ savings rates in the San Francisco Kindergarten to College program. Journal of Consumer Affairs, 53(4), 1797-1824.
  21. Birkenmaier, J., Despard, M., Friedline, T., & Huang, J. (2019). Financial inclusion: The goal of financial access. Encyclopedia of Social Work.
  22. Huang, J., Sherraden, M. S., Despard, M., Rothwell, D., Friedline, T., Doran, J., Zurlo, K., Birkenmaier, J., Callahan, C., & McKinney, R. (2018). Financial capability for all. Oxford/NASW Press.
  23. Despard, M., Grinstein-Weiss, M., de Ruyter, A., Guo, S., Oliphant, J., & Friedline, T. (2018). Effects of a tax-time savings intervention on savings account ownership among low- and moderate-income households. Journal of Financial Counseling and Planning, 29(2), 219-233.
  24. Friedline, T., West, S., Rosell, N., Serido, J., & Shim, S. (2017). Do community characteristics relate to young adult college students’ credit card debt? The unique role of collective institutional efficacy. American Journal of Community Psychology, 59(1-2), 80-93.
  25. Friedline, T., & Kepple, N. (2017). Does community access to alternative financial services relate to individuals' use of these services? Beyond individual explanations. Journal of Consumer Policy, 40(1), 51-79.

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