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School of Social Work Research Publications for Terri L. Friedline

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  1. Rauscher, E., Friedline, T., & Banerjee, M. (2017). “We’re not rich, but we’re definitely not poor”: Young children’s conceptions of social class. Children and Youth Services Review, 83, 101-111.
  2. Friedline, T., Rauscher, E., West, S., Phipps, B., Kardash, N., Chang, K., & Eckert, M. (2017). “They will go like I did”: How parents think about college for their young children in the context of rising costs. Children and Youth Services Review, 81, 340-349.
  3. West, S., & Friedline, T. (2016). Coming of age on a shoestring budget: Associations between financial capability and financial behaviors of lower-income Millennials. Social Work, 61(4), 305-312.
  4. Friedline, T., & Freeman, A. (2016). The potential for savings accounts to protect young adults from unsecured debt in periods of macroeconomic stability and decline. Social Service Review, 90(1), 83-129.
  5. Friedline, T., & West, S. (2016). Young adults' race, wealth, and entrepreneurship. Race and Social Problems, 8(1), 42-63.
  6. Friedline, T., & West, S. (2016). Financial education is not enough: Millennials may need financial capability to demonstrate healthier financial behaviors. Journal of Family and Economic Issues, 37(4), 649-671.
  7. Despard, M., Perantie, D., Taylor, S., Grinstein-Weiss, M., Friedline, T., & Raghavan, R. (2016). Student debt and hardship: Evidence from a large sample of low- and moderate-income households. Children and Youth Services Review, volume(70), 8-18.
  8. Friedline, T., Despard, M., & Chowan, G. A. N. (2016). Preventive policy strategy for banking the unbanked: Savings accounts for teenagers? Journal of Poverty, 20(1), 2-33.
  9. Friedline, T., Masa, R., & Chowa, G. (2015). Transforming wealth: Using the inverse hyperbolic sine (IHS) and splines to predict youth's math achievement. Social Science Research, 49, 264-287.
  10. Friedline, T. (2015). A developmental perspective on children's economic agency. Journal of Consumer Affairs [Special Issue: Starting Early for Financial Success: Capability into Action], 49(1), 39-68.
  11. Friedline, T., Scanlon, E., Johnson, T., & Elliott W. (2015). Educational and financial institutions partnering to implement CSAs: Evaluation of financial partners' perspectives from the 2011 GEAR UP invitational priority. Journal of Community Practice, 23(2), 203-237.
  12. Friedline, T., & Rauktis, M. (2014). Young people are the front lines of financial inclusion: A review of 45 years of research. Journal of Consumer Affairs, 48(3), 535-602.
  13. Friedline, T., Nam, I., & Loke, V. (2014). Households' net worth accumulation patterns and young adults' financial well-being: Ripple effects of the Great Recession? Journal of Family and Economic Issues, 35, 390-410.
  14. Friedline, T., & Nam, I. (2014). Savings from ages 16 to 35: A test to inform Child Development Account policy. Poverty and Public Policy, 6(1), 46-70.
  15. Friedline, T., Johnson, P., & Hughes, R. (2014). Toward healthy balance sheets: Are savings accounts a gateway to young adults' asset diversification and accumulation? Federal Reserve Bank of St. Louis Review, 96(4), 359-389.
  16. Friedline, T. (2014). Extending savings accounts to young people: Lessons from two decades of theory and research and implications for policy. In R. Cramer & T. Williams Shanks (Eds.), The assets perspective: The rise of asset building and its impacts on social policy (pp. 203–223). New York, NY: Palgrave MacMillan.
  17. Friedline, T. (2014). The independent effects of savings accounts in children’s names on their savings outcomes in young adulthood. Journal of Financial Counseling and Planning, 25(1), 69-89.
  18. Elliott, W., Choi, E., & Friedline, T. (2013). Online statistics labs in MSW research methods courses: Reducing reluctance toward statistics. Journal of Social Work Education, 49(1), 81-95.
  19. Friedline, T., Elliott, W., & Nam, I. (2013). Small-dollar children's savings accounts and children's college outcomes by race. Children and Youth Services Review, 35(3), 548-559.
  20. Friedline, T., & Song, H. (2013). Accumulating assets, debts in young adulthood: Children as potential future investors. Children and Youth Services Review, 35(9), 1486-1502.
  21. Friedline, T., Mann, A., & Lieberman, A. (2013). Ask the audience: Using student response systems (SRS) in social work education. Journal of Social Work Education, 49(4), 782-792.
  22. Friedline, T., Elliott, W., & Chowa, G. (2013). Testing an asset-building approach for young people: Early access to savings predicts later savings. Economics of Education Review, 33(1), 31-51.
  23. Elliott, W. & Friedline, T. (2013). “You pay your share, we’ll pay our share”: The college cost burden and the role of race, income, and college assets. Economics of Education Review, 33, 134,-53.
  24. Elliott, W., Nam, I., & Friedline, T. (2013). Probability of living through a period of economic instability. Children and Youth Services Review, 35(3), 453-460.
  25. Friedline, T., & Elliott, W. (2013). Connections with banking institutions and diverse asset portfolios in young adulthood: Children as potential future investors. Children and Youth Services Review, 35(6), 994-1006.

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