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School of Social Work Research Publications for Terri L. Friedline

  1. Huang, J., Sherraden, M. S., Despard, M., Rothwell, D., Friedline, T., Doran, J., Zurlo, K., Birkenmaier, J., Callahan, C., & McKinney, R. (2018). Financial capability for all. Oxford/NASW Press.
  2. Despard, M., Grinstein-Weiss, M., de Ruyter, A., Guo, S., Oliphant, J., & Friedline, T. (2018). Effects of a tax-time savings intervention on savings account ownership among low- and moderate-income households. Journal of Financial Counseling and Planning, 29(2), 219-233.
  3. Friedline, T., West, S., Rosell, N., Serido, J., & Shim, S. (2017). Do community characteristics relate to young adult college students’ credit card debt? The unique role of collective institutional efficacy. American Journal of Community Psychology, 59(1-2), 80-93.
  4. Friedline, T., & Kepple, N. (2017). Does community access to alternative financial services relate to individuals' use of these services? Beyond individual explanations. Journal of Consumer Policy, 40(1), 51-79.
  5. Banerjee, M., Friedine, T., & Phipps, B. (2017). Financial capability of parents of kindergarteners. Children and Youth Services Review, 81, 178-187.
  6. West, S., Banerjee, M., Phipps, B., & Friedline, T. (2017). Coming up short: Family composition, income, and household savings. Journal of the Society for Social Work and Research, 8(3), 355-377.
  7. Rauscher, E., Friedline, T., & Banerjee, M. (2017). “We’re not rich, but we’re definitely not poor”: Young children’s conceptions of social class. Children and Youth Services Review, 83, 101-111.
  8. Friedline, T., Rauscher, E., West, S., Phipps, B., Kardash, N., Chang, K., & Eckert, M. (2017). “They will go like I did”: How parents think about college for their young children in the context of rising costs. Children and Youth Services Review, 81, 340-349.
  9. West, S., & Friedline, T. (2016). Coming of age on a shoestring budget: Associations between financial capability and financial behaviors of lower-income Millennials. Social Work, 61(4), 305-312.
  10. Friedline, T., & Freeman, A. (2016). The potential for savings accounts to protect young adults from unsecured debt in periods of macroeconomic stability and decline. Social Service Review, 90(1), 83-129.
  11. Friedline, T., & West, S. (2016). Young adults' race, wealth, and entrepreneurship. Race and Social Problems, 8(1), 42-63.
  12. Friedline, T., & West, S. (2016). Financial education is not enough: Millennials may need financial capability to demonstrate healthier financial behaviors. Journal of Family and Economic Issues, 37(4), 649-671.
  13. Despard, M., Perantie, D., Taylor, S., Grinstein-Weiss, M., Friedline, T., & Raghavan, R. (2016). Student debt and hardship: Evidence from a large sample of low- and moderate-income households. Children and Youth Services Review, volume(70), 8-18.
  14. Friedline, T., Despard, M., & Chowan, G. A. N. (2016). Preventive policy strategy for banking the unbanked: Savings accounts for teenagers? Journal of Poverty, 20(1), 2-33.
  15. Friedline, T., Masa, R., & Chowa, G. (2015). Transforming wealth: Using the inverse hyperbolic sine (IHS) and splines to predict youth's math achievement. Social Science Research, 49, 264-287.
  16. Friedline, T. (2015). A developmental perspective on children's economic agency. Journal of Consumer Affairs [Special Issue: Starting Early for Financial Success: Capability into Action], 49(1), 39-68.
  17. Friedline, T., Scanlon, E., Johnson, T., & Elliott W. (2015). Educational and financial institutions partnering to implement CSAs: Evaluation of financial partners' perspectives from the 2011 GEAR UP invitational priority. Journal of Community Practice, 23(2), 203-237.
  18. Friedline, T., & Rauktis, M. (2014). Young people are the front lines of financial inclusion: A review of 45 years of research. Journal of Consumer Affairs, 48(3), 535-602.
  19. Friedline, T., Nam, I., & Loke, V. (2014). Households' net worth accumulation patterns and young adults' financial well-being: Ripple effects of the Great Recession? Journal of Family and Economic Issues, 35, 390-410.
  20. Friedline, T., & Nam, I. (2014). Savings from ages 16 to 35: A test to inform Child Development Account policy. Poverty and Public Policy, 6(1), 46-70.
  21. Friedline, T., Johnson, P., & Hughes, R. (2014). Toward healthy balance sheets: Are savings accounts a gateway to young adults' asset diversification and accumulation? Federal Reserve Bank of St. Louis Review, 96(4), 359-389.
  22. Friedline, T. (2014). Extending savings accounts to young people: Lessons from two decades of theory and research and implications for policy. In R. Cramer & T. Williams Shanks (Eds.), The assets perspective: The rise of asset building and its impacts on social policy (pp. 203–223). New York, NY: Palgrave MacMillan.
  23. Friedline, T. (2014). The independent effects of savings accounts in children’s names on their savings outcomes in young adulthood. Journal of Financial Counseling and Planning, 25(1), 69-89.
  24. Elliott, W., Choi, E., & Friedline, T. (2013). Online statistics labs in MSW research methods courses: Reducing reluctance toward statistics. Journal of Social Work Education, 49(1), 81-95.
  25. Friedline, T., Elliott, W., & Nam, I. (2013). Small-dollar children's savings accounts and children's college outcomes by race. Children and Youth Services Review, 35(3), 548-559.

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