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Terri Friedline's New Book "Banking on a Revolution Why Financial Technology Won't Save a Broken System" Published by Oxford Press

November 24, 2020

Associate Professor Terri Friedline’s new book, “Banking on a Revolution Why Financial Technology Won't Save a Broken System,” takes a critical look at advancements in financial technology (“fintech”) in the banking and financial industries, and makes the case for a more inclusive financial system. "Banking on a Revolution" is deeply rooted in theory and research, and it presents new interpretations of the climate crisis, student loan debt, and community benefits agreements and their relationships to the financial system. The book makes a compelling case for a revolutionized financial system that centers the needs, experiences, and perspectives of those it has historically excluded, marginalized, and exploited. 

"To create a more equitable and democratized financial system, we need to shift the balance of power away from banks and lenders and toward people,” says Friedline. “Social movements can shift power imbalances and hold institutions accountable for the racist inequalities they have created — tasks for which fintech was not really designed."

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