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Dr. Terri Friedline writes, organizes, and teaches about racial capitalism, technology and the financial system. She is a professor of social work at the University of Michigan and is the author of “Banking on a Revolution: Why Financial Technology Won’t Save a Broken System” (Oxford University Press). Friedline’s writing draws on critical theories and is inspired by abolitionist politics. Her recent writings focus on debt as racialized and gendered violence, credit scoring as a carceral practice and financial technology (“fintech”) as invasive infrastructure. Her academic research has been published in top peer-reviewed journals, such as Social Service Review, Race and Social Problems, and Frontiers in Public Health, and her public writing has appeared in popular news magazines, such as Current Affairs, Ms., and The Intercept.

Friedline is active in policy. She has served as a member of the Consumer Financial Protection Bureau’s Academic Research Council, has volunteered on the economic policy council of a presidential campaign, and has been endorsed by the Progressive Talent Pipeline. Friedline has presented her research before financial system regulators, provided written testimony to congressional committees, and served as an expert witness in discrimination lawsuits against banks.

Friedline holds a BSW from Messiah College and an MSW and PhD from the University of Pittsburgh School of Social Work.

Research Interests

Racial capitalism, the financial system, technology, debt and abolition

Contact Information

  • (734) 764-5547

  • 3688 SSWB
    University of Michigan
    School of Social Work
    1080 S. University Ave.
    Ann Arbor, MI 48109

Education

  • 2012 PhD Social Work
    University of Pittsburgh, PA
  • 2005 MSW Community Organization & Social Administration
    University of Pittsburgh, PA
  • 2004 BASW
    Messiah College, Mechanicsburg, PA

Activities

Publications

Honors and Awards

Year Description
2022 2022 SSW Doctoral Student Award

Presentations

Year Description
2024 Friedline, T. (2024). The household budget is a site of political struggle. Santiago, Chile: Universidad de Chile, Departamento de Trabajo Social. Invited plenary remarks at the University of Chile School of Social Work’s inaugural convening and launching of a new diploma in financial education. (International Convening).
2024 Friedline, T., & Wood, A.K. (2024). Fintech as invasive infrastructure: A critical discourse analysis of corporate newswires and press releases, 1995-2021. Invited presentation to SER Café, Society for the Advancement of Socio-Economics (International Webinar).
2024 Friedline, T., Hall, K., Bolinger, C., & Wood, A.K. (2024). Credit scoring as a carceral practice: An abolitionist analysis framework. Paper presented at the 2024 Society for Social Work and Research (SSWR) Annual Conference. Washington, DC. (National Convening).
2024 Friedline, T. (2024). The political economy of financial inclusion. Cleveland, OH: Federal Reserve Bank of Cleveland, FedTalks. (National Convening).
2023 Friedline, T., Hall, K., Bolinger, C., & Wood, A.K. (2023). Credit scoring as a carceral practice: An abolitionist analysis framework. Paper presented at the 2023 Abolitions Conference. Washington, DC. (National Convening).

Courses

Current & Future Courses

Title Instructor Term Course Section Meeting Start Meeting End
Foundational Social Work Theory Friedline, Terri L. Fall 2026 001 02:00 pm 05:00 pm View Course
Engaging Social Justice, Diversity, and Oppression in Social Work Friedline, Terri L. Fall 2026 005 09:00 am 12:00 pm View Course

Past Courses

Title Instructor Term Course Section Meeting Start Meeting End
Theories and Principles of Socially Just Policies Friedline, Terri L. Winter 2026 001 09:00 am 12:00 pm View Course
Practicing Policy with Current Events Friedline, Terri L. Winter 2026 007 02:00 pm 05:00 pm View Course
Practicing Policy with Current Events Friedline, Terri L. Winter 2026 008 02:00 pm 05:00 pm View Course
Advanced Topics in Community Change Friedline, Terri L. Winter 2026 002 05:00 pm 08:00 pm View Course
Foundational Social Work Theory Friedline, Terri L. Fall 2025 001 02:00 pm 05:00 pm View Course
Engaging Social Justice, Diversity, and Oppression in Social Work Friedline, Terri L. Fall 2025 002 09:00 am 12:00 pm View Course
Social Work Graduate Workshop Friedline, Terri L. Winter 2025 001 01:00 pm 02:30 pm View Course
Advanced Topics in Community Change Friedline, Terri L. Winter 2025 003 05:00 pm 08:00 pm View Course
Theories and Principles of Socially Just Policies Friedline, Terri L. Winter 2025 001 09:00 am 12:00 pm View Course
Engaging Social Justice, Diversity, and Oppression in Social Work Friedline, Terri L. Fall 2024 011 02:00 pm 05:00 pm View Course